Business, Management, Marketing, And Related Support ServicesSpecialization of Finance and Financial Management Services

Best institutions to study Credit Management

CIP 52.0809

A program that prepares individuals to perform and/or manage operations concerning personal and corporate credit, collateral, loan processing, and related financial agency communications.

3 U.S. institutions graduated 6 Credit Management students in 2024–25 (IPEDS). It is CIP 52.0809, a specialization of Finance and Financial Management Services (CIP 52.08), and leads most directly to the Financial Managers occupation (BLS SOC 11-3031).

Institutions
3
offering CIP 52.0809
States offered
3
with graduates reported
Graduates / yr
6
IPEDS completions 2024–25
Women
33%
share of graduates
US median pay · Financial Managers
$166,570
BLS OEWS May 2025
Share of Finance and Financial Management Services
0.0%
of all Finance and Financial Management Services graduates

About Credit Management programs

Official NCES definition · CIP 52.0809
A program that prepares individuals to perform and/or manage operations concerning personal and corporate credit, collateral, loan processing, and related financial agency communications. Includes instruction in general finance and banking principles, insurance, real estate, taxation, business law and regulations, quantitative methods, financial computer systems applications, database management, communications skills, business and office management, and professional standards and ethics.
Also offered asMortgage Broker

Source: National Center for Education Statistics, Classification of Instructional Programs (CIP 2020).

The Credit Management program, part of the Finance and Financial Management Services field, prepares individuals to manage operations related to personal and corporate credit. This program is ideal for those looking to build a career in finance, focusing on loan processing, collateral management, and financial communications.

Learn more about Credit Management →

What you'll learn

Students will gain essential skills in reading comprehension, critical thinking, and mathematics, alongside knowledge in customer service, economics, and business law. Coursework typically covers finance principles, insurance, real estate, and financial computer systems applications.

Credentials awarded

What Credit Management graduates earned in 2024–25, by award level (IPEDS completions).

  • Award of at least 12 weeks but less than 1 academic year5 graduates / yr · 2 institutions
    83%
  • Postbaccalaureate certificate1 graduates / yr · 1 institution
    17%

Graduates over time

Credit Management completions reported to IPEDS each year, all award levels combined.

6graduates in 2025
-76% since 2012
20122025256
Graduates per year (IPEDS completions)
YearGraduates
201225
201320
201414
20156
20161
20170
20180
20197
20207
202110
20229
20232
20244
20256

Top 3 institutions for Credit Management, ranked by graduates

Graduates (IPEDS completions), 2024–25. Award levels show which credentials each institution confers in this specialization.

#InstitutionGraduates / yrGrad rateNet priceField earnings* (1 yr)
1University of Wisconsin - Stevens Point
Stevens Point, WIPublicAward of at least 12 weeks but less than 1 academic year
451%——
2Central Connecticut State University
New Britain, CTPublicPost-degree cert.
148%—$51,282
3University of Southern Indiana
Evansville, INPublicAward of at least 12 weeks but less than 1 academic year
148%—$43,335

* Median earnings 1 year after graduation for the broader Finance and Financial Management Services field (CIP 52.08) at these institutions; College Scorecard does not publish earnings at the 6-digit level.

Offered in 3 states

Where Credit Management graduates come from. Each state links to all Finance and Financial Management Services programs offered there.

Careers & outlook

The payoff after graduation: occupation 11-3031, Financial Managers, and its national outlook.

Graduates of the Credit Management program can pursue careers as Financial Managers, Loan Officers, or Credit Analysts. The job outlook for this field is promising, with a projected growth rate of 14.8% and approximately 74,600 annual openings. The median wage for professionals in this area is $161,700, typically requiring a Bachelor's degree.

Projected growth (2024–2034)
+14.8%
Much faster than average
Openings / yr (US)
~74,600
BLS Employment Projections
US median wage
$161,700
typically Bachelor's degree
National employment
841,710
Financial Managers
US average pay
$186,910
annual, BLS OEWS May 2025
US median pay
$166,570
annual

Top-paying metros

San Jose-Sunnyvale-Santa Clara, CA
$273,690avg
New York-Newark-Jersey City, NY-NJ
$250,570avg
San Francisco-Oakland-Fremont, CA
$244,930avg
Bridgeport-Stamford-Danbury, CT
$225,000avg
Boston-Cambridge-Newton, MA-NH
$221,800avg

Career pathways for CIP 52.0809

The occupations the NCES crosswalk maps this 6-digit code to, with BLS pay and 10-year outlook.

OccupationUS median payGrowthOpenings / yrTypical entry education
Financial Managersprimary
SOC 11-3031
$166,570+14.8%
Much faster than average
~74,600Bachelor's degree
Loan Officers
SOC 13-2072
$76,690+1.7%
Little or no change
~20,300Bachelor's degree
Credit Analysts
SOC 13-2041
$83,510-4.4%
Decline
~3,700Bachelor's degree
Credit Counselors
SOC 13-2071
$52,230+3.3%
About as fast as average
~2,200Bachelor's degree
Preparation needed

Job Zone Four: Considerable Preparation Needed

Education
Most of these occupations require a four-year bachelor's degree, but some do not.
Experience
A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.
Training
Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Related careers

Financial Managers
$186,910 avg · 841,710 jobs
Loan Officers
$87,790 avg · 274,330 jobs
Credit Analysts
$100,850 avg · 64,390 jobs
Credit Counselors
$57,210 avg · 27,770 jobs

Skills & knowledge in Credit Management programs

From the U.S. Dept. of Labor for the occupation this specialization most leads to.

Skills you'll build

Reading Comprehension
Critical Thinking
Active Listening
Speaking
Monitoring
Writing
Active Learning
Mathematics

Knowledge areas

Customer and Personal Service
Administration and Management
Economics and Accounting
Mathematics
Administrative
Law and Government

Abilities that matter most

Oral Expression
Oral Comprehension
Written Comprehension
Speech Clarity
Deductive Reasoning
Problem Sensitivity

Day-to-day work activities

Working with Computers
Establishing and Maintaining Interpersonal Relationships
Communicating with Supervisors, Peers, or Subordinates
Processing Information
Getting Information
Making Decisions and Solving Problems

What graduates do on the job

  • Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.
  • Oversee the flow of cash or financial instruments.
  • Plan, direct, or coordinate the activities of workers in branches, offices, or departments of establishments, such as branch banks, brokerage firms, risk and insurance departments, or credit departments.
  • Recruit staff members.
  • Evaluate data pertaining to costs to plan budgets.
  • Oversee training programs.

Tools and technology used

Accounts receivable softwareAdobe AcrobatADP Workforce NowAlteryx softwareARES Corporation PRISM Project EstimatorBlackbaud The Raiser's EdgeCredit management softwareDatabase software

Other Finance and Financial Management Services specializations

The 8 other 6-digit CIP codes under Finance and Financial Management Services (CIP 52.08).

Common questions

What is the duration of the Credit Management program?+

The program awards credentials that typically require at least 12 weeks but less than 1 academic year.

What types of jobs can I get with this program?+

Graduates can work as Financial Managers, Loan Officers, or Credit Analysts.

What skills will I develop in this program?+

You will develop skills in critical thinking, mathematics, active listening, and communication.

What is the job outlook for careers in Credit Management?+

The job outlook is much faster than average, with a growth rate of 14.8% and around 74,600 annual openings.

What is the CIP code for Credit Management?+

Credit Management is CIP 52.0809 in the NCES Classification of Instructional Programs (CIP 2020), a 6-digit specialization within Finance and Financial Management Services (CIP 52.08). NCES defines it as: A program that prepares individuals to perform and/or manage operations concerning personal and corporate credit, collateral, loan processing, and related financial agency communications. Includes instruction in general finance and banking principles, insurance, real estate, taxation, business law and regulations, quantitative methods, financial computer systems applications, database management, communications skills, business and office management, and professional standards and ethics.

How many institutions offer Credit Management programs?+

3 U.S. institutions reported Credit Management graduates in IPEDS 2024–25, across 3 states, awarding 6 credentials in the year. That is 0.0% of all Finance and Financial Management Services graduates.

How much do Credit Management graduates earn?+

Earnings are not published at the 6-digit CIP level by any federal source. The Financial Managers occupation, which Credit Management most directly leads to, pays a median of $166,570 a year nationally (BLS OEWS May 2025), and graduates of the broader Finance and Financial Management Services field report median earnings of $51,282 one year after graduation (College Scorecard).

Finance and Financial Management Services by stateWisconsinConnecticutIndiana

About the data on this page

Every figure comes from an official federal or public source. Here is each one and the release it is currently on.

IPEDSFall 2025–26 release, published July 28, 2026
Enrollment, completions, graduation rates, tuition, financial aid, staffing, and finance for every U.S. institution in federal student aid programs.
College ScorecardJune 10, 2026 release (merged 2025–26 files)
Institution and field-of-study costs, graduate earnings, debt, completion, and admissions outcomes compiled from federal aid records, tax data, and IPEDS.
BLS wages & outlookOEWS May 2025 release
Occupational employment and wage estimates plus 10-year job outlook, used to connect programs to real-world earnings.

Program definitions are from the NCES Classification of Instructional Programs (CIP 2020). Skills, knowledge, abilities, work activities, tools, and job zones are from the O*NET database by the U.S. Department of Labor, used under the CC BY 4.0 license.

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