California·Business and Financial Operations Occupations·SOC 13-2072

Best Loan Officer programs in California, ranked by enrollment

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.

23 schools in California run programs that feed this job, graduating 921 people a year. The job pays a median of $81,770 in California across about 25,790 jobs (BLS OEWS May 2025).

Also calledLoan OfficerLoan CounselorCommercial Loan OfficerFinancial Aid CounselorLenderUnderwriterBank OfficerLoan Adviser
Graduates / yr
921
in California
Median pay · California
$81,770
BLS OEWS May 2025
Jobs in state
25,790
people employed
Schools
23
with a feeder program
Avg graduation rate
71%
across those schools
Median net price
$26,940
per year, IPEDS

Fields of study in California that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

1 programs in California that lead to this job

Ranked by graduates per year in California (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own California page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
1921
100.0%
23$53,572$23,672

Top 23 schools in California

Ranked by graduates per year into this job. Graduate earnings are reported for 8 of the 23 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1Santa Clara University
Santa Clara, CA Private not-for-profit · 1 feeder programs
226Finance, General$79,92988%$44,09448%
2University of San Diego
San Diego, CA Private not-for-profit · 1 feeder programs
185Finance, General$64,81984%$26,03552%
3Loyola Marymount University
Los Angeles, CA Private not-for-profit · 1 feeder programs
147Finance, General$70,54279%$36,48845%
4University of San Francisco
San Francisco, CA Private not-for-profit · 1 feeder programs
44Finance, General$64,97270%$37,12162%
5University of California - Riverside
Riverside, CA Public · 1 feeder programs
42Finance, General76%76%
6Pepperdine University
Malibu, CA Private not-for-profit · 1 feeder programs
40Finance, General83%$41,98663%
7Menlo College
Atherton, CA Private not-for-profit · 1 feeder programs
33Finance, General$69,68454%$26,65568%
8National University
San Diego, CA Private not-for-profit · 1 feeder programs
32Finance, General43%$31,817
9Westcliff University
Irvine, CA Private for-profit · 1 feeder programs
29Finance, General62%$26,75473%
10Point Loma Nazarene University
San Diego, CA Private not-for-profit · 1 feeder programs
26Finance, General77%$48,79584%
11La Sierra University
Riverside, CA Private not-for-profit · 1 feeder programs
17Finance, General60%$26,50491%
12California Baptist University
Riverside, CA Private not-for-profit · 1 feeder programs
14Finance, General62%$26,94085%
13California Lutheran University
Thousand Oaks, CA Private not-for-profit · 1 feeder programs
14Finance, General70%$23,12976%
14Claremont McKenna College
Claremont, CA Private not-for-profit · 1 feeder programs
14Finance, General91%$22,67810%
15University of Southern California
Los Angeles, CA Private not-for-profit · 1 feeder programs
14Finance, General92%$26,87310%
16California State University - Northridge
Northridge, CA Public · 1 feeder programs
9Finance, General$48,55357%93%
17California State University - San Bernardino
San Bernardino, CA Public · 1 feeder programs
8Finance, General$41,46755%94%
18University of La Verne
La Verne, CA Private not-for-profit · 1 feeder programs
8Finance, General63%$45,46171%
19San Jose State University
San Jose, CA Public · 1 feeder programs
7Finance, General69%85%
20Golden Gate University
San Francisco, CA Private not-for-profit · 1 feeder programs
6Finance, General
21Lincoln University
Oakland, CA Private not-for-profit · 1 feeder programs
3Finance, General100%
22Fresno Pacific University
Fresno, CA Private not-for-profit · 1 feeder programs
2Finance, General50%$14,29864%
23San Diego State University
San Diego, CA Public · 1 feeder programs
1Finance, General$53,37376%36%

All 23 schools in California

Every school in California with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in California that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
Santa Clara UniversitySanta ClaraPrivate not-for-profit2261
University of San DiegoSan DiegoPrivate not-for-profit1851
Loyola Marymount UniversityLos AngelesPrivate not-for-profit1471
University of San FranciscoSan FranciscoPrivate not-for-profit441
University of California - RiversideRiversidePublic421
Pepperdine UniversityMalibuPrivate not-for-profit401
Menlo CollegeAthertonPrivate not-for-profit331
National UniversitySan DiegoPrivate not-for-profit321
Westcliff UniversityIrvinePrivate for-profit291
Point Loma Nazarene UniversitySan DiegoPrivate not-for-profit261
La Sierra UniversityRiversidePrivate not-for-profit171
California Baptist UniversityRiversidePrivate not-for-profit141
California Lutheran UniversityThousand OaksPrivate not-for-profit141
Claremont McKenna CollegeClaremontPrivate not-for-profit141
University of Southern CaliforniaLos AngelesPrivate not-for-profit141

What loan officers earn in California

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in California
$81,770
Mean annual
$97,120
Jobs in state
25,790
What the range looks like
10th pct$37,460Median$81,77090th pct$169,040
Versus the national median
+6.6%

U.S. median $76,690. California pays above the national figure.

Job concentration
0.80×

1.00× means the state has its expected share of these jobs.

Metro areas in California

San Francisco-Oakland-Fremont, CA
$103,000median
3,330 jobs
Santa Maria-Santa Barbara, CA
$86,200median
180 jobs
San Jose-Sunnyvale-Santa Clara, CA
$95,090median
1,140 jobs
Napa, CA
$80,070median
60 jobs
Modesto, CA
$82,250median
190 jobs
Salinas, CA
$95,640median
140 jobs
Vallejo, CA
$83,110median
170 jobs
Stockton-Lodi, CA
$79,810median
210 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
+1.7%
Little or no change
Openings per year
20,300
new jobs plus replacements
Employment change
5,000
301,400 → 306,500
Typical entry education
Bachelor's degree
Plus moderate-term on-the-job training

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Loan Officers page.

How to become a Loan Officer

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree
Work experience needed
Less than 5 years
On-the-job training
Moderate-term on-the-job training

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

Active ListeningSpeakingReading ComprehensionCritical ThinkingWritingMathematics

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in California

Every major mapped to this job

The official federal mapping behind the rankings above.

All 2 majors mapped to Loan Officers2 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0801Finance, General
  • 52.0809Credit Management

Common questions

Answers for people weighing loan officers programs in California.

What degree do you need to become a Loan Officer?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Finance, General, which awarded 921 degrees in California in 2024-25, 100.0% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming a Loan Officer?+

The NCES CIP-to-SOC crosswalk maps 1 programs to this occupation. The largest are Finance and Financial Management Services. Together they graduate about 921 people a year in California.

How much do loan officers earn in California?+

The median is $81,770 a year (BLS OEWS May 2025). That is 6.6% above the U.S. median of $76,690. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for loan officers growing?+

BLS projects a +1.7% change in employment between 2024 and 2034, little or no change, with roughly 20,300 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in California?+

23 institutions in California reported graduates from at least one of the 1 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do loan officers work under?+

Employers advertise this work under many names. O*NET records Loan Officer, Loan Counselor, Commercial Loan Officer, Financial Aid Counselor among the most commonly reported, all mapping to SOC 13-2072.

Programs in CaliforniaFinance, General

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

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