Texas·Business and Financial Operations Occupations·SOC 13-2072

Best Loan Officer programs in Texas, ranked by enrollment

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.

52 schools in Texas run programs that feed this job, graduating 4,576 people a year. The job pays a median of $66,370 in Texas across about 21,200 jobs (BLS OEWS May 2025).

Also calledLoan OfficerLoan CounselorCommercial Loan OfficerFinancial Aid CounselorLenderUnderwriterBank OfficerLoan Adviser
Graduates / yr
4,576
in Texas
Median pay · Texas
$66,370
BLS OEWS May 2025
Jobs in state
21,200
people employed
Schools
52
with a feeder program
Avg graduation rate
54%
across those schools
Median net price
$23,152
per year, IPEDS

Fields of study in Texas that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

1 programs in Texas that lead to this job

Ranked by graduates per year in Texas (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own Texas page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
1
CIP 52.0801In Texas
4,576
100.0%
52$53,572$23,672

Top 25 schools in Texas

Ranked by graduates per year into this job. Graduate earnings are reported for 36 of the 52 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1The University of Texas at Austin
Austin, TX Public · 1 feeder programs
433Finance, General$81,84489%27%
2University of Houston
Houston, TX Public · 1 feeder programs
427Finance, General$54,04165%74%
3Texas A&M University - College Station
College Station, TX Public · 1 feeder programs
422Finance, General$71,40984%57%
4Texas Tech University
Lubbock, TX Public · 1 feeder programs
364Finance, General$58,53569%73%
5Texas Christian University
Fort Worth, TX Private not-for-profit · 1 feeder programs
302Finance, General$78,45386%$25,82344%
6The University of Texas at Dallas
Richardson, TX Public · 1 feeder programs
271Finance, General$63,45576%65%
7Southern Methodist University
Dallas, TX Private not-for-profit · 1 feeder programs
261Finance, General$83,15984%$33,24663%
8Baylor University
Waco, TX Private not-for-profit · 1 feeder programs
242Finance, General$67,90980%$35,68251%
9University of North Texas
Denton, TX Public · 1 feeder programs
212Finance, General$57,52461%72%
10Texas State University
San Marcos, TX Public · 1 feeder programs
185Finance, General$49,98155%89%
11The University of Texas at San Antonio
San Antonio, TX Public · 1 feeder programs
174Finance, General$52,45253%87%
12University of Houston - Downtown
Houston, TX Public · 1 feeder programs
144Finance, General$47,10833%90%
13The University of Texas Rio Grande Valley
Edinburg, TX Public · 1 feeder programs
115Finance, General$37,71151%94%
14The University of Texas at El Paso
El Paso, TX Public · 1 feeder programs
97Finance, General$40,99450%100%
15West Texas A & M University
Canyon, TX Public · 1 feeder programs
96Finance, General$42,65055%99%
16Sam Houston State University
Huntsville, TX Public · 1 feeder programs
60Finance, General$53,28155%90%
17Lamar University
Beaumont, TX Public · 1 feeder programs
56Finance, General$36,32537%86%
18Texas A & M University - Corpus Christi
Corpus Christi, TX Public · 1 feeder programs
47Finance, General$36,65640%89%
19Texas A&M University - San Antonio
San Antonio, TX Public · 1 feeder programs
41Finance, General$50,86740%93%
20Trinity University
San Antonio, TX Private not-for-profit · 1 feeder programs
38Finance, General84%$20,32726%
21University of North Texas at Dallas
Dallas, TX Public · 1 feeder programs
38Finance, General42%84%
22University of Houston - Clear Lake
Houston, TX Public · 1 feeder programs
37Finance, General$43,41652%91%
23Texas A&M University - Victoria
Victoria, TX Public · 1 feeder programs
35Finance, General$50,81226%96%
24Angelo State University
San Angelo, TX Public · 1 feeder programs
32Finance, General$42,30944%83%
25The University of Texas Permian Basin
Odessa, TX Public · 1 feeder programs
31Finance, General40%95%

All 52 schools in Texas

Every school in Texas with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in Texas that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
The University of Texas at AustinAustinPublic4331
University of HoustonHoustonPublic4271
Texas A&M University - College StationCollege StationPublic4221
Texas Tech UniversityLubbockPublic3641
Texas Christian UniversityFort WorthPrivate not-for-profit3021
The University of Texas at DallasRichardsonPublic2711
Southern Methodist UniversityDallasPrivate not-for-profit2611
Baylor UniversityWacoPrivate not-for-profit2421
University of North TexasDentonPublic2121
Texas State UniversitySan MarcosPublic1851
The University of Texas at San AntonioSan AntonioPublic1741
University of Houston - DowntownHoustonPublic1441
The University of Texas Rio Grande ValleyEdinburgPublic1151
The University of Texas at El PasoEl PasoPublic971
West Texas A & M UniversityCanyonPublic961

What loan officers earn in Texas

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in Texas
$66,370
Mean annual
$79,410
Jobs in state
21,200
What the range looks like
10th pct$34,150Median$66,37090th pct$135,280
Versus the national median
-13.5%

U.S. median $76,690. Texas pays below the national figure.

Job concentration
0.85×

1.00× means the state has its expected share of these jobs.

Metro areas in Texas

Victoria, TX
$70,790median
60 jobs
College Station-Bryan, TX
$67,060median
120 jobs
Sherman-Denison, TX
$69,900median
50 jobs
Midland, TX
$72,030median
80 jobs
Houston-Pasadena-The Woodlands, TX
$67,560median
3,410 jobs
Waco, TX
$68,210median
120 jobs
Brownsville-Harlingen, TX
$64,000median
100 jobs
Lubbock, TX
$63,520median
280 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
+1.7%
Little or no change
Openings per year
20,300
new jobs plus replacements
Employment change
5,000
301,400 → 306,500
Typical entry education
Bachelor's degree
Plus moderate-term on-the-job training

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Loan Officers page.

How to become a Loan Officer

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree
Work experience needed
Less than 5 years
On-the-job training
Moderate-term on-the-job training

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

Active ListeningSpeakingReading ComprehensionCritical ThinkingWritingMathematics

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in Texas

Every major mapped to this job

The official federal mapping behind the rankings above.

All 2 majors mapped to Loan Officers2 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0801Finance, General
  • 52.0809Credit Management

Common questions

Answers for people weighing loan officers programs in Texas.

What degree do you need to become a Loan Officer?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Finance, General, which awarded 4,576 degrees in Texas in 2024-25, 100.0% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming a Loan Officer?+

The NCES CIP-to-SOC crosswalk maps 1 programs to this occupation. The largest are Finance and Financial Management Services. Together they graduate about 4,576 people a year in Texas.

How much do loan officers earn in Texas?+

The median is $66,370 a year (BLS OEWS May 2025). That is 13.5% below the U.S. median of $76,690. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for loan officers growing?+

BLS projects a +1.7% change in employment between 2024 and 2034, little or no change, with roughly 20,300 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in Texas?+

52 institutions in Texas reported graduates from at least one of the 1 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do loan officers work under?+

Employers advertise this work under many names. O*NET records Loan Officer, Loan Counselor, Commercial Loan Officer, Financial Aid Counselor among the most commonly reported, all mapping to SOC 13-2072.

Programs in TexasFinance, General

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

All Clema data sources and release dates →

Explore every U.S. college in one conversation

Clema turns plain-language questions into sourced answers across every U.S. institution — earnings, aid, acceptance, graduation, safety, and athletics from IPEDS, College Scorecard, and 10+ federal datasets, built in.

Free for teams up to 3 · No credit card