Texas·Business and Financial Operations Occupations·SOC 13-2041

Best Credit Analyst programs in Texas, ranked by enrollment

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

80 schools in Texas run programs that feed this job, graduating 10,927 people a year. The job pays a median of $78,730 in Texas across about 6,130 jobs (BLS OEWS May 2025).

Also calledCredit AnalystCredit OfficerCredit AdministratorCredit RepresentativeFactorerCredit ManagerCredit NegotiatorCredit Specialist
Graduates / yr
10,927
in Texas
Median pay · Texas
$78,730
BLS OEWS May 2025
Jobs in state
6,130
people employed
Schools
80
with a feeder program
Avg graduation rate
47%
across those schools
Median net price
$21,745
per year, IPEDS

Fields of study in Texas that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

2 programs in Texas that lead to this job

Ranked by graduates per year in Texas (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own Texas page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
1
CIP 52.0301In Texas
6,351
58.1%
77$51,824$24,433
2
CIP 52.0801In Texas
4,576
41.9%
52$53,572$23,672

Top 25 schools in Texas

Ranked by graduates per year into this job. Graduate earnings are reported for 48 of the 80 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1Texas A&M University - College Station
College Station, TX Public · 2 feeder programs
863Accounting$67,18684%57%
2University of Houston
Houston, TX Public · 2 feeder programs
779Finance, General$54,04165%74%
3The University of Texas at Austin
Austin, TX Public · 2 feeder programs
666Finance, General$81,84489%27%
4Texas Tech University
Lubbock, TX Public · 2 feeder programs
638Finance, General$58,53569%73%
5Baylor University
Waco, TX Private not-for-profit · 2 feeder programs
541Accounting$68,18780%$35,68251%
6The University of Texas at Dallas
Richardson, TX Public · 2 feeder programs
477Finance, General$63,45576%65%
7University of North Texas
Denton, TX Public · 2 feeder programs
470Accounting$61,50961%72%
8Texas Christian University
Fort Worth, TX Private not-for-profit · 2 feeder programs
448Finance, General$78,45386%$25,82344%
9Texas State University
San Marcos, TX Public · 2 feeder programs
445Accounting$52,61055%89%
10University of Houston - Downtown
Houston, TX Public · 2 feeder programs
443Accounting$54,12833%90%
11Dallas College
Dallas, TX Public · 1 feeder programs
378Accounting$39,30832%
12The University of Texas at San Antonio
San Antonio, TX Public · 2 feeder programs
365Accounting$52,17653%87%
13The University of Texas Rio Grande Valley
Edinburg, TX Public · 2 feeder programs
340Accounting$37,21651%94%
14Southern Methodist University
Dallas, TX Private not-for-profit · 2 feeder programs
328Finance, General$83,15984%$33,24663%
15The University of Texas at El Paso
El Paso, TX Public · 2 feeder programs
263Accounting$37,56250%100%
16Texas A & M University - Corpus Christi
Corpus Christi, TX Public · 2 feeder programs
236Accounting$39,41240%89%
17The University of Texas at Arlington
Arlington, TX Public · 1 feeder programs
188Accounting$54,66154%80%
18Sam Houston State University
Huntsville, TX Public · 2 feeder programs
184Accounting$52,77255%90%
19Austin Community College District
Austin, TX Public · 1 feeder programs
176Accounting$62,26120%
20Lone Star College System
The Woodlands, TX Public · 1 feeder programs
173Accounting$31,41421%
21West Texas A & M University
Canyon, TX Public · 2 feeder programs
137Finance, General$42,65055%99%
22Tarleton State University
Stephenville, TX Public · 2 feeder programs
126Accounting$48,53048%90%
23University of Houston - Clear Lake
Houston, TX Public · 2 feeder programs
119Accounting$49,02952%91%
24Texas A&M University - Victoria
Victoria, TX Public · 2 feeder programs
118Accounting$46,37026%96%
25Texas A&M University - San Antonio
San Antonio, TX Public · 2 feeder programs
117Accounting$45,44040%93%

All 80 schools in Texas

Every school in Texas with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in Texas that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
Texas A&M University - College StationCollege StationPublic8632
University of HoustonHoustonPublic7792
The University of Texas at AustinAustinPublic6662
Texas Tech UniversityLubbockPublic6382
Baylor UniversityWacoPrivate not-for-profit5412
The University of Texas at DallasRichardsonPublic4772
University of North TexasDentonPublic4702
Texas Christian UniversityFort WorthPrivate not-for-profit4482
Texas State UniversitySan MarcosPublic4452
University of Houston - DowntownHoustonPublic4432
Dallas CollegeDallasPublic3781
The University of Texas at San AntonioSan AntonioPublic3652
The University of Texas Rio Grande ValleyEdinburgPublic3402
Southern Methodist UniversityDallasPrivate not-for-profit3282
The University of Texas at El PasoEl PasoPublic2632

What credit analysts earn in Texas

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in Texas
$78,730
Mean annual
$88,300
Jobs in state
6,130
What the range looks like
10th pct$50,600Median$78,73090th pct$134,860
Versus the national median
-5.7%

U.S. median $83,510. Texas pays below the national figure.

Job concentration
1.05×

1.00× means the state has its expected share of these jobs.

Metro areas in Texas

Austin-Round Rock-San Marcos, TX
$86,920median
320 jobs
Dallas-Fort Worth-Arlington, TX
$80,530median
3,210 jobs
Houston-Pasadena-The Woodlands, TX
$79,280median
1,010 jobs
Lubbock, TX
$72,390median
40 jobs
San Antonio-New Braunfels, TX
$66,010median
440 jobs
Killeen-Temple, TX
$62,620median
30 jobs
Longview, TX
$62,420median
30 jobs
McAllen-Edinburg-Mission, TX
$58,690median
50 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
-4.4%
Decline
Openings per year
3,700
new jobs plus replacements
Employment change
-3,000
67,800 → 64,800
Typical entry education
Bachelor's degree

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Credit Analysts page.

How to become a Credit Analyst

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

Critical ThinkingReading ComprehensionActive LearningSpeakingActive ListeningMathematics

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in Texas

Every major mapped to this job

The official federal mapping behind the rankings above.

All 4 majors mapped to Credit Analysts4 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0301Accounting
  • 52.0801Finance, General
  • 52.0809Credit Management
  • 52.0810Financial Risk Management

Common questions

Answers for people weighing credit analysts programs in Texas.

What degree do you need to become a Credit Analyst?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Accounting, which awarded 6,351 degrees in Texas in 2024-25, 58.1% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming a Credit Analyst?+

The NCES CIP-to-SOC crosswalk maps 2 programs to this occupation. The largest are Accounting and Related Services, Finance and Financial Management Services. Together they graduate about 10,927 people a year in Texas.

How much do credit analysts earn in Texas?+

The median is $78,730 a year (BLS OEWS May 2025). That is 5.7% below the U.S. median of $83,510. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for credit analysts growing?+

BLS projects a -4.4% change in employment between 2024 and 2034, decline, with roughly 3,700 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in Texas?+

80 institutions in Texas reported graduates from at least one of the 2 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do credit analysts work under?+

Employers advertise this work under many names. O*NET records Credit Analyst, Credit Officer, Credit Administrator, Credit Representative among the most commonly reported, all mapping to SOC 13-2041.

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

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