New Jersey·Business and Financial Operations Occupations·SOC 13-2041

Best Credit Analyst programs in New Jersey, ranked by enrollment

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

30 schools in New Jersey run programs that feed this job, graduating 3,067 people a year. The job pays a median of $100,940 in New Jersey across about 1,220 jobs (BLS OEWS May 2025).

Also calledCredit AnalystCredit OfficerCredit AdministratorCredit RepresentativeFactorerCredit ManagerCredit NegotiatorCredit Specialist
Graduates / yr
3,067
in New Jersey
Median pay · New Jersey
$100,940
BLS OEWS May 2025
Jobs in state
1,220
people employed
Schools
30
with a feeder program
Avg graduation rate
54%
across those schools
Median net price
$23,094
per year, IPEDS

Fields of study in New Jersey that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

3 programs in New Jersey that lead to this job

Ranked by graduates per year in New Jersey (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own New Jersey page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
11,579
51.5%
29$51,824$24,433
21,487
48.5%
18$53,572$23,672
31
0.0%
1$53,572$23,672

Top 25 schools in New Jersey

Ranked by graduates per year into this job. Graduate earnings are reported for 18 of the 30 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1Rutgers University - New Brunswick
New Brunswick, NJ Public · 2 feeder programs
629Finance, General$68,33884%58%
2Rutgers University - Newark
Newark, NJ Public · 2 feeder programs
365Finance, General$68,33864%71%
3William Paterson University of New Jersey
Wayne, NJ Public · 2 feeder programs
239Accounting$45,58944%90%
4Kean University
Union, NJ Public · 2 feeder programs
229Accounting$46,38647%76%
5Seton Hall University
South Orange, NJ Private not-for-profit · 2 feeder programs
210Finance, General$64,23369%$27,37673%
6Ramapo College of New Jersey
Mahwah, NJ Public · 2 feeder programs
175Accounting$66,61570%71%
7Fairleigh Dickinson University - Metropolitan Campus
Teaneck, NJ Private not-for-profit · 2 feeder programs
152Accounting$53,12953%$18,05991%
8Rowan University
Glassboro, NJ Public · 2 feeder programs
127Finance, General$51,48667%78%
9Rutgers University - Camden
Camden, NJ Public · 2 feeder programs
112Accounting$68,14167%66%
10Montclair State University
Montclair, NJ Public · 1 feeder programs
110Accounting$56,91765%88%
11Rider University
Lawrenceville, NJ Private not-for-profit · 2 feeder programs
110Accounting$65,84961%$23,84479%
12New Jersey City University
Jersey City, NJ Public · 2 feeder programs
108Finance, General$44,16034%98%
13Stockton University
Galloway, NJ Public · 2 feeder programs
95Finance, General69%89%
14Essex County College
Newark, NJ Public · 2 feeder programs
70Accounting$29,02620%
15Saint Peter's University
Jersey City, NJ Private not-for-profit · 2 feeder programs
60Finance, General58%$14,44090%
16The College of New Jersey
Ewing, NJ Public · 1 feeder programs
59Accounting$74,40386%62%
17Fairleigh Dickinson University - Florham Campus
Madison, NJ Private not-for-profit · 2 feeder programs
45Finance, General$52,72967%$23,57395%
18Thomas Edison State University
Trenton, NJ Public · 2 feeder programs
40Accounting$56,988
19Hudson County Community College
Jersey City, NJ Public · 1 feeder programs
37Accounting$28,81826%
20Berkeley College - Woodland Park
Woodland Park, NJ Private for-profit · 1 feeder programs
15Accounting$40,27844%$23,170
21Caldwell University
Caldwell, NJ Private not-for-profit · 1 feeder programs
12Accounting57%$21,90271%
22Georgian Court University
Lakewood, NJ Private not-for-profit · 2 feeder programs
12Finance, General54%$19,50479%
23Felician University
Lodi, NJ Private not-for-profit · 1 feeder programs
11Accounting47%$41,497
24Middlesex College
Edison, NJ Public · 1 feeder programs
11Accounting33%
25Sussex County Community College
Newton, NJ Public · 1 feeder programs
9Accounting37%

All 30 schools in New Jersey

Every school in New Jersey with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in New Jersey that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
Rutgers University - New BrunswickNew BrunswickPublic6292
Rutgers University - NewarkNewarkPublic3652
William Paterson University of New JerseyWaynePublic2392
Kean UniversityUnionPublic2292
Seton Hall UniversitySouth OrangePrivate not-for-profit2102
Ramapo College of New JerseyMahwahPublic1752
Fairleigh Dickinson University - Metropolitan CampusTeaneckPrivate not-for-profit1522
Rowan UniversityGlassboroPublic1272
Rutgers University - CamdenCamdenPublic1122
Montclair State UniversityMontclairPublic1101
Rider UniversityLawrencevillePrivate not-for-profit1102
New Jersey City UniversityJersey CityPublic1082
Stockton UniversityGallowayPublic952
Essex County CollegeNewarkPublic702
Saint Peter's UniversityJersey CityPrivate not-for-profit602

What credit analysts earn in New Jersey

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in New Jersey
$100,940
Mean annual
$112,680
Jobs in state
1,220
What the range looks like
10th pct$71,590Median$100,94090th pct$169,490
Versus the national median
+20.9%

U.S. median $83,510. New Jersey pays above the national figure.

Job concentration
0.69×

1.00× means the state has its expected share of these jobs.

Metro areas in New Jersey

Trenton-Princeton, NJ
$100,190median
170 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
-4.4%
Decline
Openings per year
3,700
new jobs plus replacements
Employment change
-3,000
67,800 → 64,800
Typical entry education
Bachelor's degree

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Credit Analysts page.

How to become a Credit Analyst

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

Critical ThinkingReading ComprehensionActive LearningSpeakingActive ListeningMathematics

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in New Jersey

Every major mapped to this job

The official federal mapping behind the rankings above.

All 4 majors mapped to Credit Analysts4 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0301Accounting
  • 52.0801Finance, General
  • 52.0809Credit Management
  • 52.0810Financial Risk Management

Common questions

Answers for people weighing credit analysts programs in New Jersey.

What degree do you need to become a Credit Analyst?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Accounting, which awarded 1,579 degrees in New Jersey in 2024-25, 51.5% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming a Credit Analyst?+

The NCES CIP-to-SOC crosswalk maps 3 programs to this occupation. The largest are Accounting and Related Services, Finance and Financial Management Services. Together they graduate about 3,067 people a year in New Jersey.

How much do credit analysts earn in New Jersey?+

The median is $100,940 a year (BLS OEWS May 2025). That is 20.9% above the U.S. median of $83,510. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for credit analysts growing?+

BLS projects a -4.4% change in employment between 2024 and 2034, decline, with roughly 3,700 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in New Jersey?+

30 institutions in New Jersey reported graduates from at least one of the 3 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do credit analysts work under?+

Employers advertise this work under many names. O*NET records Credit Analyst, Credit Officer, Credit Administrator, Credit Representative among the most commonly reported, all mapping to SOC 13-2041.

Programs in New JerseyAccountingFinance, General

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

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