California·Business and Financial Operations Occupations·SOC 13-2053

Best Insurance Underwriter programs in California, ranked by enrollment

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of.

9 schools in California run programs that feed this job, graduating 156 people a year. The job pays a median of $95,320 in California across about 6,580 jobs (BLS OEWS May 2025).

Also calledUnderwriterLife UnderwriterAccount UnderwriterPersonal Lines UnderwriterBond UnderwriterInsurance WriterField UnderwriterInsurance Analyst
Graduates / yr
156
in California
Median pay · California
$95,320
BLS OEWS May 2025
Jobs in state
6,580
people employed
Schools
9
with a feeder program
Avg graduation rate
60%
across those schools
Median net price
$26,940
per year, IPEDS

Fields of study in California that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

2 programs in California that lead to this job

Ranked by graduates per year in California (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own California page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
1135
86.5%
5$62,069$23,500
2
Insurancemain feeder
21
13.5%
4$56,988$22,500

Top 9 schools in California

Ranked by graduates per year into this job. Graduate earnings are reported for 1 of the 9 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1University of California - Los Angeles
Los Angeles, CA Public · 1 feeder programs
92Actuarial Science93%9%
2University of California - Santa Barbara
Santa Barbara, CA Public · 1 feeder programs
38Actuarial Science$66,09983%33%
3Santa Monica College
Santa Monica, CA Public · 1 feeder programs
10Insurance36%
4Los Angeles Pierce College
Woodland Hills, CA Public · 1 feeder programs
4Insurance46%
5Solano Community College
Fairfield, CA Public · 1 feeder programs
4Insurance36%
6Glendale Community College
Glendale, CA Public · 1 feeder programs
3Insurance37%
7University of California - Riverside
Riverside, CA Public · 1 feeder programs
3Actuarial Science76%76%
8California Baptist University
Riverside, CA Private not-for-profit · 1 feeder programs
1Actuarial Science62%$26,94085%
9University of the Pacific
Stockton, CA Private not-for-profit · 1 feeder programs
1Actuarial Science69%$23,96471%

All 9 schools in California

Every school in California with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in California that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
University of California - Los AngelesLos AngelesPublic921
University of California - Santa BarbaraSanta BarbaraPublic381
Santa Monica CollegeSanta MonicaPublic101
Los Angeles Pierce CollegeWoodland HillsPublic41
Solano Community CollegeFairfieldPublic41
Glendale Community CollegeGlendalePublic31
University of California - RiversideRiversidePublic31
California Baptist UniversityRiversidePrivate not-for-profit11
University of the PacificStocktonPrivate not-for-profit11

What insurance underwriters earn in California

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in California
$95,320
Mean annual
$102,850
Jobs in state
6,580
What the range looks like
10th pct$65,070Median$95,32090th pct$162,640
Versus the national median
+17.1%

U.S. median $81,370. California pays above the national figure.

Job concentration
0.53×

1.00× means the state has its expected share of these jobs.

Metro areas in California

San Francisco-Oakland-Fremont, CA
$84,520median
1,350 jobs
Fresno, CA
$95,880median
70 jobs
Los Angeles-Long Beach-Anaheim, CA
$97,870median
2,090 jobs
Sacramento-Roseville-Folsom, CA
$91,340median
660 jobs
San Diego-Chula Vista-Carlsbad, CA
$98,210median
520 jobs
Oxnard-Thousand Oaks-Ventura, CA
$83,240median
100 jobs
San Jose-Sunnyvale-Santa Clara, CA
$95,830median
Riverside-San Bernardino-Ontario, CA
$79,590median
240 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
-2.6%
Decline
Openings per year
8,200
new jobs plus replacements
Employment change
-3,300
127,000 → 123,700
Typical entry education
Bachelor's degree
Plus moderate-term on-the-job training

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Insurance Underwriters page.

How to become a Insurance Underwriter

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree
On-the-job training
Moderate-term on-the-job training

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

Reading ComprehensionActive ListeningCritical ThinkingWritingSpeakingActive Learning

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in California

Every major mapped to this job

The official federal mapping behind the rankings above.

All 4 majors mapped to Insurance Underwriters4 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0215Risk Management
  • 52.0810Financial Risk Management
  • 52.1304Actuarial Science
  • 52.1701Insurance

Common questions

Answers for people weighing insurance underwriters programs in California.

What degree do you need to become an Insurance Underwriter?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Actuarial Science, which awarded 135 degrees in California in 2024-25, 86.5% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming an Insurance Underwriter?+

The NCES CIP-to-SOC crosswalk maps 2 programs to this occupation. The largest are Management Sciences and Quantitative Methods, Insurance. Together they graduate about 156 people a year in California.

How much do insurance underwriters earn in California?+

The median is $95,320 a year (BLS OEWS May 2025). That is 17.1% above the U.S. median of $81,370. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for insurance underwriters growing?+

BLS projects a -2.6% change in employment between 2024 and 2034, decline, with roughly 8,200 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in California?+

9 institutions in California reported graduates from at least one of the 2 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do insurance underwriters work under?+

Employers advertise this work under many names. O*NET records Underwriter, Life Underwriter, Account Underwriter, Personal Lines Underwriter among the most commonly reported, all mapping to SOC 13-2053.

Programs in CaliforniaActuarial ScienceInsurance

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

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