Tennessee·Business and Financial Operations Occupations·SOC 13-2041

Best Credit Analyst programs in Tennessee, ranked by enrollment

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

30 schools in Tennessee run programs that feed this job, graduating 1,904 people a year. The job pays a median of $72,550 in Tennessee across about 1,480 jobs (BLS OEWS May 2025).

Also calledCredit AnalystCredit OfficerCredit AdministratorCredit RepresentativeFactorerCredit ManagerCredit NegotiatorCredit Specialist
Graduates / yr
1,904
in Tennessee
Median pay · Tennessee
$72,550
BLS OEWS May 2025
Jobs in state
1,480
people employed
Schools
30
with a feeder program
Avg graduation rate
55%
across those schools
Median net price
$19,537
per year, IPEDS

Fields of study in Tennessee that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

2 programs in Tennessee that lead to this job

Ranked by graduates per year in Tennessee (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own Tennessee page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
1
CIP 52.0301In Tennessee
1,002
52.6%
28$51,824$24,433
2
CIP 52.0801In Tennessee
902
47.4%
19$53,572$23,672

Top 25 schools in Tennessee

Ranked by graduates per year into this job. Graduate earnings are reported for 11 of the 30 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1The University of Tennessee - Knoxville
Knoxville, TN Public · 2 feeder programs
613Finance, General$53,82674%42%
2University of Memphis
Memphis, TN Public · 2 feeder programs
208Accounting$51,42551%72%
3Middle Tennessee State University
Murfreesboro, TN Public · 2 feeder programs
196Accounting$51,96354%69%
4The University of Tennessee - Chattanooga
Chattanooga, TN Public · 2 feeder programs
141Accounting50%81%
5East Tennessee State University
Johnson City, TN Public · 2 feeder programs
119Accounting$44,83453%86%
6Tennessee Technological University
Cookeville, TN Public · 2 feeder programs
75Accounting$41,53058%76%
7Austin Peay State University
Clarksville, TN Public · 2 feeder programs
73Finance, General$48,26440%96%
8The University of Tennessee - Martin
Martin, TN Public · 2 feeder programs
73Finance, General$45,32553%88%
9Lipscomb University
Nashville, TN Private not-for-profit · 2 feeder programs
71Accounting72%$24,30968%
10Freed - Hardeman University
Henderson, TN Private not-for-profit · 2 feeder programs
35Accounting71%$19,41860%
11Lee University
Cleveland, TN Private not-for-profit · 2 feeder programs
28Accounting$53,57763%$18,91871%
12The University of the South
Sewanee, TN Private not-for-profit · 1 feeder programs
28Finance, General80%$21,57357%
13Vanderbilt University
Nashville, TN Private not-for-profit · 1 feeder programs
28Accounting94%$14,8546%
14Southern Adventist University
Collegedale, TN Private not-for-profit · 2 feeder programs
24Accounting49%$24,18765%
15Christian Brothers University
Memphis, TN Private not-for-profit · 2 feeder programs
23Accounting55%$11,06387%
16Cumberland University
Lebanon, TN Private not-for-profit · 1 feeder programs
22Accounting46%$19,20667%
17Union University
Jackson, TN Private not-for-profit · 2 feeder programs
22Accounting66%$25,88260%
18Belmont University
Nashville, TN Private not-for-profit · 1 feeder programs
21Finance, General71%$29,24695%
19Carson - Newman University
Jefferson City, TN Private not-for-profit · 2 feeder programs
19Finance, General53%$19,53790%
20Tennessee Wesleyan University
Athens, TN Private not-for-profit · 2 feeder programs
17Accounting48%$14,61469%
21Tennessee State University
Nashville, TN Public · 1 feeder programs
15Accounting$53,62034%70%
22Nashville State Community College
Nashville, TN Public · 1 feeder programs
12Accounting18%
23Rhodes College
Memphis, TN Private not-for-profit · 1 feeder programs
10Accounting85%$19,85450%
24King University
Bristol, TN Private not-for-profit · 1 feeder programs
7Accounting48%$23,546100%
25South College
Knoxville, TN Private for-profit · 2 feeder programs
6Accounting42%$20,346

All 30 schools in Tennessee

Every school in Tennessee with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in Tennessee that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
The University of Tennessee - KnoxvilleKnoxvillePublic6132
University of MemphisMemphisPublic2082
Middle Tennessee State UniversityMurfreesboroPublic1962
The University of Tennessee - ChattanoogaChattanoogaPublic1412
East Tennessee State UniversityJohnson CityPublic1192
Tennessee Technological UniversityCookevillePublic752
Austin Peay State UniversityClarksvillePublic732
The University of Tennessee - MartinMartinPublic732
Lipscomb UniversityNashvillePrivate not-for-profit712
Freed - Hardeman UniversityHendersonPrivate not-for-profit352
Lee UniversityClevelandPrivate not-for-profit282
The University of the SouthSewaneePrivate not-for-profit281
Vanderbilt UniversityNashvillePrivate not-for-profit281
Southern Adventist UniversityCollegedalePrivate not-for-profit242
Christian Brothers UniversityMemphisPrivate not-for-profit232

What credit analysts earn in Tennessee

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in Tennessee
$72,550
Mean annual
$81,490
Jobs in state
1,480
What the range looks like
10th pct$49,080Median$72,55090th pct$134,980
Versus the national median
-13.1%

U.S. median $83,510. Tennessee pays below the national figure.

Job concentration
1.09×

1.00× means the state has its expected share of these jobs.

Metro areas in Tennessee

Nashville-Davidson--Murfreesboro--Franklin, TN
$78,410median
510 jobs
Memphis, TN-MS-AR
$66,890median
270 jobs
Chattanooga, TN-GA
$62,150median
60 jobs
Johnson City, TN
$63,790median
40 jobs
Knoxville, TN
$58,550median
280 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
-4.4%
Decline
Openings per year
3,700
new jobs plus replacements
Employment change
-3,000
67,800 → 64,800
Typical entry education
Bachelor's degree

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Credit Analysts page.

How to become a Credit Analyst

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

Critical ThinkingReading ComprehensionActive LearningSpeakingActive ListeningMathematics

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in Tennessee

Every major mapped to this job

The official federal mapping behind the rankings above.

All 4 majors mapped to Credit Analysts4 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0301Accounting
  • 52.0801Finance, General
  • 52.0809Credit Management
  • 52.0810Financial Risk Management

Common questions

Answers for people weighing credit analysts programs in Tennessee.

What degree do you need to become a Credit Analyst?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Accounting, which awarded 1,002 degrees in Tennessee in 2024-25, 52.6% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming a Credit Analyst?+

The NCES CIP-to-SOC crosswalk maps 2 programs to this occupation. The largest are Accounting and Related Services, Finance and Financial Management Services. Together they graduate about 1,904 people a year in Tennessee.

How much do credit analysts earn in Tennessee?+

The median is $72,550 a year (BLS OEWS May 2025). That is 13.1% below the U.S. median of $83,510. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for credit analysts growing?+

BLS projects a -4.4% change in employment between 2024 and 2034, decline, with roughly 3,700 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in Tennessee?+

30 institutions in Tennessee reported graduates from at least one of the 2 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do credit analysts work under?+

Employers advertise this work under many names. O*NET records Credit Analyst, Credit Officer, Credit Administrator, Credit Representative among the most commonly reported, all mapping to SOC 13-2041.

Programs in TennesseeAccountingFinance, General

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

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