Pennsylvania·Business and Financial Operations Occupations·SOC 13-2071

Best Credit Counselor programs in Pennsylvania, ranked by enrollment

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions.

13 schools in Pennsylvania run programs that feed this job, graduating 3,520 people a year. The job pays a median of $58,330 in Pennsylvania across about 1,110 jobs (BLS OEWS May 2025).

Also calledCredit CounselorHousing CounselorCertified Credit CounselorCertified Consumer Credit and Housing CounselorLoan AdvisorLoan ServicerDebt CounselorCredit Associate
Graduates / yr
3,520
in Pennsylvania
Median pay · Pennsylvania
$58,330
BLS OEWS May 2025
Jobs in state
1,110
people employed
Schools
13
with a feeder program
Avg graduation rate
56%
across those schools
Median net price
$23,598
per year, IPEDS

Fields of study in Pennsylvania that lead to this job

Grouped at the 4-digit CIP level. Numbers are graduates per year in this state.

2 programs in Pennsylvania that lead to this job

Ranked by graduates per year in Pennsylvania (IPEDS completions). Graduate earnings and debt are national College Scorecard figures reported at the 4-digit CIP level, so specializations within one field share a figure. Each program also links to its own Pennsylvania page.

Degree programs that lead to this occupation, ranked by graduates per year
#ProgramGraduates / yrShare of pipelineSchoolsGrad earnings (1 yr)Median debt
13,512
99.8%
11$53,572$23,672
28
0.2%
2$53,572$23,672

Top 13 schools in Pennsylvania

Ranked by graduates per year into this job. Graduate earnings are reported for 5 of the 13 schools in this state.

Schools ranked by graduates per year into this occupation
#SchoolGraduates / yrTop feeder programGrad earnings (1 yr)Grad rateNet priceAcceptance
1American College of Financial Services
King of Prussia, PA Private not-for-profit · 1 feeder programs
3,439Financial Planning and Services
2Pennsylvania State University - World Campus
University Park, PA Public · 1 feeder programs
18Financial Planning and Services$68,55234%91%
3Marywood University
Scranton, PA Private not-for-profit · 1 feeder programs
12Financial Planning and Services72%$21,76961%
4Pennsylvania State University - Penn State Erie - Behrend College
Erie, PA Public · 1 feeder programs
11Financial Planning and Services44%97%
5Robert Morris University
Moon Township, PA Private not-for-profit · 1 feeder programs
11Financial Planning and Services$50,72866%$24,17590%
6Temple University
Philadelphia, PA Public · 1 feeder programs
10Financial Planning and Services$58,80775%80%
7Elizabethtown College
Elizabethtown, PA Private not-for-profit · 1 feeder programs
7Financial Planning and Services76%$22,90778%
8Westmoreland County Community College
Youngwood, PA Public · 1 feeder programs
5Banking and Financial Support Services31%
9Peirce College
Philadelphia, PA Private not-for-profit · 1 feeder programs
3Banking and Financial Support Services10%$12,905
10DeSales University
Center Valley, PA Private not-for-profit · 1 feeder programs
1Financial Planning and Services$56,81772%$26,99077%
11Immaculata University
Immaculata, PA Private not-for-profit · 1 feeder programs
1Financial Planning and Services71%$26,94186%
12Keystone College
La Plume, PA Private not-for-profit · 1 feeder programs
1Financial Planning and Services36%$23,59885%
13Pennsylvania State University - Main Campus
University Park, PA Public · 1 feeder programs
1Financial Planning and Services$68,55286%61%

All 13 schools in Pennsylvania

Every school in Pennsylvania with a program that feeds this job, ordered by graduates per year. Earnings are shown for the ranked schools above; open a school profile for the rest.

All schools in Pennsylvania that feed this occupation
SchoolCityControlGraduates / yrFeeder programs
American College of Financial ServicesKing of PrussiaPrivate not-for-profit3,4391
Pennsylvania State University - World CampusUniversity ParkPublic181
Marywood UniversityScrantonPrivate not-for-profit121
Pennsylvania State University - Penn State Erie - Behrend CollegeEriePublic111
Robert Morris UniversityMoon TownshipPrivate not-for-profit111
Temple UniversityPhiladelphiaPublic101
Elizabethtown CollegeElizabethtownPrivate not-for-profit71
Westmoreland County Community CollegeYoungwoodPublic51
Peirce CollegePhiladelphiaPrivate not-for-profit31
DeSales UniversityCenter ValleyPrivate not-for-profit11
Immaculata UniversityImmaculataPrivate not-for-profit11
Keystone CollegeLa PlumePrivate not-for-profit11
Pennsylvania State University - Main CampusUniversity ParkPublic11

What credit counselors earn in Pennsylvania

What people already working in this job earn (BLS OEWS May 2025). Not graduate earnings.

Median annual in Pennsylvania
$58,330
Mean annual
$60,680
Jobs in state
1,110
What the range looks like
10th pct$41,100Median$58,33090th pct$82,190
Versus the national median
+11.7%

U.S. median $52,230. Pennsylvania pays above the national figure.

Job concentration
1.03×

1.00× means the state has its expected share of these jobs.

Metro areas in Pennsylvania

Harrisburg-Carlisle, PA
$62,340median
40 jobs
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
$57,990median
480 jobs
Lancaster, PA
$57,550median
40 jobs
Pittsburgh, PA
$58,090median
230 jobs
Allentown-Bethlehem-Easton, PA-NJ
$53,400median
70 jobs
Scranton--Wilkes-Barre, PA
$49,380median
70 jobs

Job outlook

Bureau of Labor Statistics Employment Projections, 2024 to 2034.

Projected growth 2024–34
+3.3%
About as fast as average
Openings per year
2,200
new jobs plus replacements
Employment change
1,100
31,800 → 32,900
Typical entry education
Bachelor's degree
Plus moderate-term on-the-job training

Growth and openings are national. The Bureau of Labor Statistics does not publish employment projections at state level, so these figures describe the occupation across the whole U.S., not this state alone.

How to get in

The full skills, tools, and day-to-day breakdown lives on the national Credit Counselors page.

How to become a Credit Counselor

Job zone 4 of 5 · SVP 7.0 to < 8.0
Typical entry education
Bachelor's degree
On-the-job training
Moderate-term on-the-job training

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Top skills

SpeakingReading ComprehensionActive ListeningCritical ThinkingWritingActive Learning

The same job in other states

Where else this occupation employs the most people, and what it pays there.

Related careers in Pennsylvania

Every major mapped to this job

The official federal mapping behind the rankings above.

All 3 majors mapped to Credit Counselors3 of them graduated someone in the latest IPEDS year. NCES CIP 2020 → SOC 2018 crosswalk.+
  • 52.0803Banking and Financial Support Services
  • 52.0804Financial Planning and Services
  • 52.0809Credit Management

Common questions

Answers for people weighing credit counselors programs in Pennsylvania.

What degree do you need to become a Credit Counselor?+

Bachelor's degree is the typical entry-level education BLS reports for this occupation. The most common program people actually graduate from is Financial Planning and Services, which awarded 3,512 degrees in Pennsylvania in 2024-25, 99.8% of everyone graduating from a program that feeds this career.

Which college majors lead to becoming a Credit Counselor?+

The NCES CIP-to-SOC crosswalk maps 2 programs to this occupation. The largest are Finance and Financial Management Services. Together they graduate about 3,520 people a year in Pennsylvania.

How much do credit counselors earn in Pennsylvania?+

The median is $58,330 a year (BLS OEWS May 2025). That is 11.7% above the U.S. median of $52,230. This is pay for people already working in the occupation, not the same thing as graduate earnings one year after finishing a degree.

Is demand for credit counselors growing?+

BLS projects a +3.3% change in employment between 2024 and 2034, about as fast as average, with roughly 2,200 openings a year nationally once retirements and job changes are counted.

How many schools offer programs for this career in Pennsylvania?+

13 institutions in Pennsylvania reported graduates from at least one of the 2 programs that feed this occupation in IPEDS 2024-25. Rankings on this page use graduates per year, because the federal data publishes no enrollment count by program.

What other job titles do credit counselors work under?+

Employers advertise this work under many names. O*NET records Credit Counselor, Housing Counselor, Certified Credit Counselor, Certified Consumer Credit and Housing Counselor among the most commonly reported, all mapping to SOC 13-2071.

Programs in PennsylvaniaFinancial Planning and Services

About the data on this page

Rankings use IPEDS completions 2024–25, degrees awarded per year. That is the closest federal measure of how many people a program puts into a career, because no federal dataset publishes enrollment by program. Wages and employment come from BLS OEWS May 2025, growth and openings from BLS Employment Projections 2024-34, and which majors lead to which jobs from the NCES CIP 2020 to SOC 2018 crosswalk. Occupation descriptions, tasks, skills and tools are O*NET 30.3 (CC BY 4.0, U.S. Department of Labor/ETA).

  • BLS Occupational Employment & Wage Statistics

    May 2025

    Wages, employment counts, location quotients and metro breakdowns.

  • BLS Employment Projections

    2024–34

    Projected growth, annual openings and typical entry-level education.

  • IPEDS Completions

    2024-25 (provisional)

    Graduates per year by program and institution — the ranking metric.

  • College Scorecard, Field of Study

    2020-21 cohorts

    Median graduate earnings one year after completion, and median debt.

  • Census Post-Secondary Employment Outcomes

    latest available

    Graduate earnings 1/5/10 years out, where the state participates.

  • NCES CIP 2020 and the CIP-to-SOC 2018 crosswalk

    CIP 2020 / SOC 2018

    Which college programs officially lead to this occupation.

  • O*NET Database 30.3

    30.3

    Tasks, skills, knowledge, tools, job zone and alternate job titles.

    Official source →CC BY 4.0, U.S. Department of Labor / ETA

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